Specialty merchant services made just for you.
North makes specialty merchant solutions for hard-to-place businesses look easy.
Don’t stress over payment processing for hard-to-place businesses.
Specialty retail merchants are passionate about what they do. North matches that passion. Finding a merchant account provider for a hard-to-place business can be tough, but we’re here to help support business owners accept credit card payments in almost any industry.
CBD
North is a payment processor that accepts all ways that customers can pay — including cash, traditional magstripe and EMV cards, checks, digital wallets, and more — ensuring that you’ll never miss a sale, even with your CBD products.
Telemedicine
Our Virtual Terminal provides a safe and secure specialty payments solution for ecommerce businesses, and its versatility affords business owners the opportunity to easily add a physical location.
Online pharmacy
Customized invoicing gives specialty business owners total control over how their invoices are sent, as well as how often, with email and text options that allow customers to pay securely online.
Gaming
North’s recurring and subscription payment capabilities make it easy for customers to keep coming back to specialty businesses by safely remembering payment information for the best experience possible.
Online dating
We keep specialty business owners protected from fraud with the tools to stay on top of unwarranted chargebacks, which can be more likely in hard-to-place industries, such as online dating businesses.
Retail management solutions to help your specialty business go North.
Specialty industries aren’t just hard-to-place with a merchant account, they can also be hard to manage. North aims to make running your company as easy and secure as possible with tools to help you make the best, data-driven decisions for your budding business.
Fraud protection
Use our fraud and chargeback reduction tool, Fraudcast, with instant access to transaction reports.
Reporting tools
Stay on top of which products are selling, when they’re selling, and which employees are selling them.
Data security
Protect your customer data with our PCI-compliant payment processing and 3D-Secure authentication.
Multi-currency conversion
Support your international customers with our multi-currency conversion solutions for nearly any currency.
Intelligent transaction routing
Know that North works to keep costs low and maximize efficiency with intelligent transaction routing.
Edge Program
Secure one low rate on every card transaction while adding a cash discount for non-card paying customers.
North’s smart POS solutions are what make us special.
In addition to our Virtual Terminal and ecommerce options, North offers countertop and mobile POS solutions that allow you to line bust in store or take your specialty business on the road. Whether you just want an app for your existing device, or a full-service terminal, we've got the solutions you need.
-
MobileRead MorePayanywhere 3-in-1 Bluetooth® Credit Card Reader
Turn your smartphone or tablet into a mobile payment processing device with a mobile credit card reader.
-
POSRead MorePayanywhere Smart POS+
North's powerhouse point of sale system is more than a credit card machine, it’s a POS terminal that includes a large-format touchscreen for you to process all types of payments.
-
TerminalRead MorePayanywhere Smart Terminal
For a faster checkout process, North's smart terminal takes credit card payments at the counter or on the move.
Which payment device is best for my specialty retail business?
Specialty industries call for North's specialty merchant services.
In addition to reporting tools, our specialty POS solution features give you an added boost for managing your business as you never have to worry about missing a sale or a payment from your valued customers.
Recurring & subscription billing
Our APIs for recurring billing and subscription services help simplify the complexities of payments.
Card-not-present transactions
We support all types of card-not-present transactions, so your customers can pay any way they feel comfortable.
Virtual Terminal
With North, you have access to a Virtual Terminal that enables orders online, over the phone, or by mail.
Payment gateway
There’s no need for third parties when you do business with North as we support each step of the payment process.
Frequently Asked Questions
Why are some businesses considered hard to place or placed in a specialty category? Expand
Several factors could lead a payment technology provider to label a business as hard to place. Ecommerce businesses have an elevated incidence of chargebacks and fraud that comes with card-not-present transactions and therefore, could require a specialty merchant account. The same goes for businesses without established credit histories, or with large average transaction amounts.
Meanwhile, certain industries have been traditionally hard-to-place, requiring a specialty merchant account because of certain ingredients their products contain, or the presence of regulations, minimum sales ages, and/or international sales laws.
What is included in merchant services for specialty businesses? Expand
North’s merchant services include the ability to process all types of payments. Everything from traditional payments such as cash, check, and debit and credit cards, to gift cards, to contactless payments. Our merchant accounts include features such as inventory management, loyalty programs, and more with free and paid Payments Hub plan options.
How secure are your payment processing solutions? Expand
No one takes safeguarding sensitive cardholder data more seriously than North. Our payment technologies are PCI-compliant, regardless of how your customers pay. This means they adhere to the very latest Payment Card Industry Data Security Standards (PCI-DSS) for maintaining a secure environment.
What is a good rate for merchant services? Expand
Specialty industries tend to have a higher processing rate due to the perceived increase in risk. Factors such as poor credit can impact rates as well. However, North offers competitive pricing for all industries that we support.
Specialty industries are complex, so North's integrations aren’t.
Our low-code, no-code integrations clear the path so that specialty business owners can focus on navigating the regulations of their industry, not figuring out how to integrate their payment processing.
When others say “no,” we say “yes.”
We know finding a payments partner can be difficult if you’re running a specialty business. North has the experience to guide you through payment solutions so you never have to worry about getting paid.